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Product Manager - Payment Processing



Dubai - United Arab Emirates
Posted on Monday, May 22, 2023

Careem is building ‘the everything app’ for the greater Middle East, making it easier than ever to move around, order food and groceries, manage payments, and more. Careem is led by a powerful purpose to simplify and improve the lives of people and build an awesome organisation that inspires. Since 2012, Careem has created earnings for over 2.5 million Captains, simplified the lives of over 50 million customers, and built a platform for the region’s best talent to thrive and for entrepreneurs to scale their businesses. Careem operates in over 70 cities across 10 countries, from Morocco to Pakistan.

Careem is the leading technology platform for the greater Middle East. A pioneer of the region’s ride-hailing economy, Careem, which was recently acquired by Uber, is expanding services across its platform to include payments, delivery, and mass transportation. Careem’s mission is to simplify and improve the lives of people and build a lasting institution that inspires. Established in July 2012, Careem operates in more than 100 + cities across 14 countries and has created more than one million job opportunities in the region with headquarters based in Dubai and Berlin.

As a Product Manager in the Careem Pay team, you will be leading and owning products and services that enable paying experience for customers in a delightful and compliant fashion across the Middle East and North Africa. The role is based in our Dubai office.


Payment Checkout and Processing Expertise:

  • Utilize your 3-5 years of experience in managing payment checkout and payment processing to guide the development and enhancement of our payment solutions.
  • Stay updated with the latest trends and industry standards in payment processing, including knowledge of cards payment processing and open banking.
  • Work closely with cross-functional teams to define and implement best practices for payment checkout flows.

Payment Gateway and Acquirer Collaboration:

  • Collaborate with payment gateway providers, acquirers, and other external partners to build and maintain strong relationships.
  • Drive the integration of various payment gateways into our systems, ensuring compatibility, security, and performance.
  • Work closely with external partners to explore and implement new payment methods, technologies, and features.

Payment Experience Enhancement:

  • Continuously improve payment experiences across different channels and platforms, such as web, mobile, and in-store.
  • Collaborate with design and development teams to create intuitive and user-friendly payment interfaces.
  • Conduct user research, gather feedback, and perform usability tests to identify pain points and optimize the payment experience.KPI Management:
  • Define and track key performance indicators (KPIs) related to payment success rates, including conversion rates, transaction errors, and payment decline rates.
  • Analyze data and metrics to identify areas for improvement, and drive initiatives to enhance payment success rates and reliability of payment platform
  • Work closely with data analytics teams to drive actionable insights from payment-related data and implement data-driven decisions.


  • Bachelor’s degree in a relevant field (e.g., Computer Science, Business Administration, or a related discipline).
  • 3-5 years of experience in product management, specifically focused on payment checkout and payment processing.
  • In-depth knowledge of cards payment processing, including authorization, settlement, and risk management.
  • Familiarity with open banking principles and the associated implications for payment processing.
  • Proven experience working with payment gateways and acquirers to implement diverse payment experiences.
  • Strong analytical skills, with the ability to interpret data and make data-driven decisions.
  • Excellent communication and collaboration skills, with the ability to work effectively with cross-functional teams.
  • A passion for creating exceptional user experiences and a customer-centric mindset.
  • Ability to thrive in a fast-paced, dynamic environment and handle multiple priorities.

What we'll provide you

In addition to a competitive long-term total compensation with salary and equity, we have a reward philosophy that expands beyond this. As a Careem colleague you will be able to:

  • Be part of a Remote-First organization that offers flexible ways of working from the office and home.
  • Work from any country in the world for 30 days a year
  • Use Unlimited Vacation days throughout the year
  • Access fitness reimbursements for health activities including: gym, health club and training classes.
  • Work and learn from great minds
  • Create impact in a region with untapped potential
  • Explore new opportunities to learn and grow every day